No. 1: You may think you're stuck with your current policy - after all, to get a better deal on your insurance, you may have paid for a whole year to get a discount - but that's just one of the myths out there that continue to confound consumers and that can keep them from saving money. You don't have to wait until your policy is up - you can go at any time. If you've prepaid, you get a prorated portion of what you've paid back.
No. 2: Another common myth is that all carriers have similar rates, so you shouldn't bother wasting your time. The bigger the company, the more they market and that means part of your premiums has to cover their marketing budget. If you seek out smaller companies that don't advertise as much, you may save money by not paying their marketing tab.
No. 3: Your rate is locked in for the duration of your policy. If you have a ticket or an accident in your recent past that helped to keep your rate high, that doesn't mean that it won't come off your record while your policy is active. However, insurance companies won't necessarily drop your rates unless you ask and stay involved.
The best way to save money on auto insurance is to save yourself the hassle and the time that comes from calling several different carriers, or going through search engines that can overload you with almost too much information because carriers pay to be front and center.
InsWeb.com is available to help you quickly and easily compare your insurance with multiple top carriers. With a personal comparison tool to help empower consumers when shopping, you can compare insurance options from highly rated, national insurance carriers.
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Information about very important Defensive Driving tips.
